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Terms: “Terms, conditions, and restrictions apply, call, or see website for details. Not valid with any other offers or discounts. All discounts are off list price. Minimum purchase amount of $15,000. Full bath remodel includes replacement of two of the three; toilet, flooring and vanity. Financing available to those who qualify. Offer valid on comparable products or services. We reserve the right to verify the accuracy of the quote provided. These promotional loan terms of 12 months equal monthly payments, same as cash are not guaranteed and are subject to Upgrade’s verification and review process. Applicants may be asked to provide additional documents to enable Upgrade to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers’ payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure. Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur. Install time varies based on the scope of work. HIC: NJ: 0450766458, PA: PA149897, MD: 109193”